According to the Federal Reserve’s final SLOO survey of 2025, commercial and industrial (C&I) loan standards are tightening, given increased demand and the impacts of AI.
The Federal Reserve recently published its April 2025 Senior Loan Officer Opinion Survey (SLOOS) on Bank Lending Practices. Responses were received from 70 domestic banks and 19 U.S. branches and agencies of foreign banks. The survey covers commercial and industrial (C&I), consumer and real estate loans, but we will focus on the C&I results as...

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