Banks tightened commercial lending standards in 3Q25 amid economic uncertainty and trade policy concerns, with small businesses facing more restrictions than larger firms, according to the Federal Reserve's latest Senior Loan Officer Opinion (SLOO) Survey.
The Federal Reserve recently published its April 2025 Senior Loan Officer Opinion Survey (SLOOS) on Bank Lending Practices. Responses were received from 70 domestic banks and 19 U.S. branches and agencies of foreign banks. The survey covers commercial and industrial (C&I), consumer and real estate loans, but we will focus on the C&I results as...
