1 • 1Q21: IBA/FCA Announcements on LIBOR Cessation and/or Non-Representativeness are expected o LIBOR fallback spread adjustments will be set, but LIBOR transition will not begin o If announcement is of future LIBOR cessation, then agents may have to send notices to lenders, borrowers o If only announcement is of future LIBOR non-representativeness, then agents...